Get clarity on your borrowing options
Buying a home can be daunting, and the fear of making a mistake can stop some people before they even start. We take an educational approach to the lending application process so you can feel knowledgeable and empowered.
Not just another mortgage broker
Why people choose Stockman Home Loans
Four ways we make the process of buying your own home better
Independent advice and the best results
If you deal directly with the bank, then there's no guarantee you'll get the best result. You may even get declined for a loan when another bank would have said yes. Working with an independent broker is like applying to every bank simultaneously.
Step by step support through the whole journey
From KiwiSaver and deposits through to approvals, auctions, and settlement, you get a simple plan, help with the paperwork, and someone you can ask anything along the way.
Free service, that's fast and responsive
We get paid a commission by the bank, so there's no cost to you as the client - all our advice and support is free. You can expect frequent, timely updates so you're never unsure of what's happening next.
Just starting out
You want to buy your first home but have no idea where to start with deposits, KiwiSaver, or what you can actually afford.
Helping clients from all walks of life
Wherever you are starting from, we give you a clear plan and stay beside you through the whole first home journey.
Saving and unsure
You are putting money away, but you are not sure if it is enough or what kind of home is realistic on your income.
Who we're for
Ready to apply
You're ready to get approved for finance, but need guidance on the best approach to take.
A simple three step process so you always know what comes next.
How it works
We keep it straightforward so you know what's coming.
We look at your income, deposit, and expenses to work out what you can realistically afford. You'll then be able to find a home with confidence about what you can afford. If you're not ready to buy yet, we'll give you a clear process to achieve your goals.
Step 1. Chat with Luke and get clear
Once we've reviewed your position, we can look at all the lenders and tell you which one will get you the best outcome. Using our industry knowledge, we'll prepare an application on your behalf to increase the likelihood of a positive result.
Step 2: Get pre-approved
The support doesn't end once you're pre-approved. We'll coach you through the entire home-buying process, from finding a lawyer to making an offer. Once the purchase is complete, we'll advise you on how to structure the mortgage to save you money and pay it off faster.
Step 3: Buy and settle
Meet your adviser
Luke is a mortgage broker based in Auckland who works with clients nationwide. He's been in the finance industry for 5 years and has helped hundreds of clients achieve their financial goals.
Luke has a Bachelor's in Biomedical Science from the University of Auckland, a Master's in Science Enterprise, and a NZ Certificate in Financial Services.
He genuinely enjoys his work because it allows him to share his knowledge and help first-home buyers who might otherwise not be able to buy a home.